© 2003 American Public Health Association
Jennifer E. DeVoe is with the Department of Family Medicine, Oregon Health & Science University, Portland, and the Robert Graham Center for Policy Studies in Family Practice and Primary Care, Washington, DC. George E. Fryer, Robert Phillips, and Larry Green are with the Robert Graham Center for Policy Studies in Family Practice and Primary Care, Washington, DC. Correspondence: Requests for reprints should be sent to George E. Fryer, PhD, Robert Graham Center for Policy Studies in Family Practice and Primary Care, 1350 Connecticut Ave, NW, Suite 950, Washington, DC 20036 (e-mail: efryer{at}aafp.org).
Objectives. This study ascertained the separate and combined effects of having insurance and a usual source of care on receiving preventive services. Methods. Descriptive and multivariate analyses of 1996 Medical Expenditure Panel Survey data were conducted. Results. Receipt of preventive services was strongly associated with insurance and a usual source of care. Significant differences were found between insured adults with a usual source of care, who were most likely to have received services, compared with uninsured adults without regular care, who were least likely to have received services. Those with either a usual source of care or insurance had intermediate levels of preventive services. Conclusions. Having a usual source of care and health insurance are both important to achieving national prevention goals.
Obtaining preventive care services in the US health care system is not an easy task. In the maze of services, providers, and financing arrangements, health insurance coverage has been shown to contribute to better health outcomes.13 Despite this evidence, repeated attempts to extend health insurance coverage to everyone in the United States have failed, and recent estimates suggest that nearly 43 million people (16% of the population) have no health insurance.4,5 Although reports indicate that this number might be declining, it has increased from 1989 reports of 33.4 million.4,6 One example of an increase in this population is the growing number of uninsured people in New York State, where 1 in 5 were uninsured in 1997, an increase of 46% from 1990.7 Amid stymied efforts to extend insurance coverage, other strategies for improving access and health outcomes are being explored. For example, a surprisingly large number of uninsured people have been able to establish a regular, ongoing relationship with either a health service facility or an individual provider as a "usual source of care."8,9 Once people secure a usual source of care, they are more likely than those without a usual source of care to gain access to services, including preventive care8,1015 and regular physician visits.12 A consistent source of care also has been associated with lower use of the emergency department and shorter lengths of stay in the hospital.1620 The development of a continuous relationship with a medical caregiver is especially important for people with chronic illnesses and mental health problems.2123 When people lack a usual source of care, their access to necessary services is reduced,11,12,2428 which may result in poorer health outcomes.29 When directly compared with health insurance status, usual source of care has been found to be a stronger predictor of access to care30 and to have a stronger influence on the receipt of preventive services10 and the likelihood of timely visits to health care facilities.30 Noting these favorable effects of having a usual source of care, some have concluded that linking every person to a regular provider may be more feasible than pursuing further attempts to implement national health insurance. Some states have outlined explicit policies to ensure that certain groups of people have a regular source of care.13,18,19 The Bush administration has proposed increasing federal support for community health centers and other critical facilities that serve as regular sites of care for millions.3133 The effects of these strategies depend, in part, on the interactive effects of having health insurance and a usual source of care, and this interaction has not received much scrutiny. We used nationally representative data to describe the relation of health insurance status and having a usual source of care to receipt of preventive services; people were characterized as having neither, both, or one or the other. We then assessed the extent to which usual source of care and health insurance status influence, together and independently, the likelihood that a person will receive preventive care and thus may represent discrete, important policy options for improving health promotion and disease prevention.
Data Source Data used in this cross-sectional study were taken from the 1996 Medical Expenditure Panel Survey data, which were sponsored and made available to the public by the Agency for Health Care Research and Quality.27 The Medical Expenditure Panel Survey consists of information on a nationally representative sample of civilian, noninstitutionalized persons in the United States.34 A sample of households from the previous years National Health Interview Survey was designated eligible to participate in the 1996 Medical Expenditure Panel Survey.27 Computer-assisted personal interviewing was used for data collection. Our study was restricted to the 14 995 Medical Expenditure Panel Survey participants aged 18 years or older.
Study Variables
Data were analyzed in different subsets of the survey population for each of the 9 preventive services based on the US Preventive Services Task Force recommendations to guide inclusion criteria by age and sex. Physical examinations and dental checkups are recommended for adults of all ages; see Table 1
Insurance status and usual source of care. The potentially explanatory variables of primary interest were health insurance coverage and usual source of care. Any insurance coverage, without regard to adequacy, was accepted as having insurance. To determine usual source of care, respondents were asked, "Is there a particular doctors office, clinic, health center, or other place that you go to if you are sick or need advice about your health?" For comparative analyses, responses about usual source of care and health insurance were divided into 4 categories: (1) yes usual source of care/yes insurance, (2) yes usual source of care/no insurance, (3) no usual source of care/yes insurance, and (4) no usual source of care/no insurance. Receipt of preventive services is, of course, also influenced by other factors. We controlled statistically for additional variables in an effort to assess the specific effects of insurance status and usual source of care. Demographic characteristics included in the analyses for this purpose were age, sex, race/ethnicity, completion of high school (head of household), residence within or outside a metropolitan statistical area, and perceived health status.
Analytic Strategy
More than 79% of the adults had a usual source of care in 1996 (Table 2
Demographics
Prevention Associated With Insurance Status and Usual Source of Care A blood pressure check (in 46% of adults) was the most common preventive service received by uninsured adults without a usual source of care. Among the women in this subgroup, 35% had received a Papanicolaou test, 27% had received a breast examination, and 16% had received a mammogram. In comparison, 67% of the women with both insurance and a usual source of care had received a Papanicolaou test, 71% had received a breast examination, and 57% had received a mammogram. Only 16% of the uninsured adults without a usual source of care had had their cholesterol levels checked compared with 59% of the adults with both a usual source of care and insurance. About 54% of the adults with both a usual source of care and insurance had received a physical examination, whereas only 23% of the subgroup without both a usual source of care and insurance had received this service. Similarly, dental checkups were received by 41% of the subgroup with both a usual source of care and insurance compared with only 13% of the uninsured without a usual source of care. For breast examinations and mammography, the confidence intervals for odds ratios for subgroups lacking either insurance or a usual source of care contained 1.0, as did 1 of the subgroups for blood pressure checks, cholesterol checks, and Papanicolaou tests. A consistent pattern was found, with likelihood of preventive services being highest for those with both insurance and a usual source of care, lowest for those with neither, and intermediate for those with one or the other.
In 1991, the US government published Healthy People 2000: National Health Promotion and Disease Prevention Objectives with a goal "to improve the financing and delivery of clinical preventive services so that virtually no American has a financial barrier to receiving at a minimum screening, counselling and immunization services."3636(p215) As shown in Table 1 Our study found statistically significant benefit in having both a usual source of care and insurance, which was the optimal condition relative to being uninsured and without a usual source of care. The results were mixed when we compared the 2 "halfway" groups (yes usual source of care/no insurance, no usual source of care/yes insurance). In contrast to findings of some recent studies, having a usual source of care was not always a more consistent predictor of the receipt of preventive services when we compared people who had either insurance or a usual source of care but not both. Uninsured Americans without a usual source of care are unlikely to receive adequate preventive services. Thus, ensuring that all Americans have both health insurance and a usual source of care is the best way to reach the goals for clinical preventive services set forth in Healthy People 2000. What can be done to help uninsured Americans without a usual source of care, who have the greatest risk of not receiving adequate preventive services? This study showed that access to health insurance and a usual source of care is not randomly distributed among the US population. Efforts aimed at increasing the number of people who have a usual source of care and insurance should target Hispanic and non-White subgroups and those living in households headed by individuals lacking a high school education. Although emphasizing primary care is a logical strategy to improve preventive services, it is prudent to be wary of becoming overly reliant on a safety net known to be fragile.7,31,3739 The value of continuous primary care is well established.10,26,4042 Yet that value is dependent on a system relatively free of disruptions of care. Threats to continuity of care, on which the usual-source-of-care relationship depends, undermine the preventive efforts of providers37,43,44 and such threats have become a major source of physicians primary care dissatisfaction.45 Potential reductions in charity care from physicians being financially squeezed by todays health care market also indicate the need for caution in assessing the benefits that would likely accrue from policies that ensure a usual source of care.31,4648 Additionally, as noted in this study and elsewhere, access to a usual source of care is not a guarantor of prevention services, nor does it ensure availability of prescriptions, specialty care, certain needed procedures, or home care services.7 This study adds further reasons to be concerned about increasing strains on US safety-net facilities, the rising number of uninsured people, and inequities in the accessibility of services. Improving preventive service delivery to the entire US population requires expanding health insurance coverage and improving access to comprehensive and continuous primary care services. Our data also indicate that even under the best of circumstances, there is room for improvement in the delivery of preventive services. For example, in the group of adults with both a usual source of care and health insurance, fewer than half had received dental services, and only 54% had received the physical examination recommended by the US Preventive Task Force as a way to provide an opportunity for early detection of cancers and other illnesses. As important as health insurance and a usual source of care are to receipt of preventive services, they do not in themselves ensure adequate access. In 1996, Medical Expenditure Panel Survey respondents reported difficulty or delay in obtaining needed health care owing to transportation or communication problems as well as to their own physical problems. Others did not have time, child care, or authorization to miss work.27 Certain of the reasons for not having a usual source of care were related to health insurance. Respondents cited changing health plans, the cost of insurance, and not having a provider in their plan available nearby as reasons for not having a usual source of care.49 This analysis had important limitations. As in all surveys, responses are subject to possible reporting error and to response biases not accounted for by statistical adjustments. Our findings are associations between variables and do not establish causal relationships. Uncertainties remain regarding how to define "having health insurance" and "having a usual source of care." Neither the dollar amount nor the services or settings of care covered by insurance were specified. The usual source of care could be a facility or an individual health professional. The Medical Expenditure Panel Survey does not permit determination of the proportion of care a respondent received that was provided by a usual source of care.
Although having a usual source of care was not consistently shown to be superior to having health insurance, access to a usual source of care may be more achievable through local initiatives and through some less costly approach than guaranteeing universal health care coverage to expanding the delivery of prevention services. However, neither approach displaces the need for the other. Having a usual source of care and having health insurance are independent and additive predictors of the likelihood of receiving preventive care. Both should be pursued to meet our nations goals for preventive service delivery.
J. E. DeVoe was the principal author and conceptualized the research with significant input from G. E. Fryer, R. Phillips, and L. Green. G. E. Fryer conducted the analyses. All of the authors participated in the review and revisions on drafts of the article.
Human Participant Protection
Peer Reviewed Accepted for publication October 28, 2002.
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